We are a financial services company helping consumers and companies address their health insurance, benefits packages and retirement planning needs through the use of insurance products and strategies. We are not affiliated with the Social Security Administration or any other governmental agency. The information on this site is provided for informational purposes only and should not be construed as a recommendation or individual advice. We do not offer tax or legal services. Always consult qualified tax/legal advisors concerning your own unique situation.

All insurance products are backed by the financial strength and claims-paying ability of the issuing company. Investing in securities involves risk, including possible loss of principal.

Insurance product features and availability may vary by state. Insurance policies and plans have exclusions, limitations, reductions of benefits and/or terms under which coverage may be continued in force or discontinued. Benefit amounts and types and costs will vary by the amount and type of coverage selected. Certain life and health insurance products may require health and potentially financial underwriting to qualify for them. For costs and complete details of the coverage call (or write) your insurance agent or company.”